Canton MI's Leading Choice For Title Company Services
Title One - The Premier Title Company Services For Your Next Real Estate Transaction
The process of buying or selling a property can be frustrating and complicated, and that's why choosing the right title company is essential. An organized and experienced title company can help facilitate a smooth and efficient closing process, helping you avoid the delays and hassles that often come with real estate transactions.
With over 25 years of experience providing exceptional customer service and expertise, you can trust our team of experienced staff to provide the personal attention and professional integrity you would expect from one of Michigan's top title companies.
We're committed to helping you throughout the entire transaction process - from the minute you contact us until you close!
Title & Tax Services for Canton Residents
At Title One, Inc. we are committed to providing our clients with an array of services for all of your title and closing fees. Our staff is experienced with most of us having over 20 years in the industry! The process of buying a home or refinancing a mortgage may seem complicated, but our team has done thousands of transaction a year and has the know-how to make your next transaction as seamless as possible.
Title Insurance Process
A search of the public records is the first step of the title insurance process. It begins with a thorough examination of all documentation that pertains to a specific piece of property in order to evaluate the condition of the title. These documents typically include past deeds, court records, name indexes, tax rolls as well as other documentation. Our search will reveal any defects or burdens on the property, including liens, easements, taxes and special assessments.
Once the search is completed, our title examiners put a title commitment together. Our commitment also lists all of the "exceptions" to a title, such as easements and building restrictions.
Real Estate Closing Services
Once the title commitment is complete we are able to start the closing procedure. We work closely with your lender and realtor (if applicable) to gather all of the necessary documents and numbers for closing. Prior to closing, we put out a package containing the documents necessary to transfer title and the funds necessary to do so. At the time of closing, our friendly staff will walk you through the process and get you into your new home.
Frequently Asked Questions
What kinds of problems can a title search reveal?
A title search can show a number of title defects and liens as well as other encumbrances and restrictions. Among these are unpaid taxes, unsatisfied mortgages, judgments against the seller and restrictions limiting the use of the land.
What is the cost of title insurance?
The cost is directly related to the value of the property. The higher the value, the more coverage is needed. The premium is small compared to the total purchase price, usually one percent or less of the value of the property. The premium is paid only once and remains valid for as long as the property is owned by the insured.
Get help from Canton MI's top team of real estate closing and title insurance experts today - contact Title One, Inc. to speak to a member of our staff.