First-Rate Title Agency in Metro Detroit
If you are an individual, organization, or corporation wishing to purchase or transfer title on a property, you will need a licensed title agency to facilitate your transaction. Title One is a leading title agency with the experience to ensure your transactions go off without a hitch.
We’ve provided all types of real estate titles to Metro Detroit property owners for over 30 years. Part of what has kept us in business this long is our commitment to taking the time to understand your needs and how we can best meet them. To learn more, contact us today.
Our Title Services
Title One is a local company offering high-quality title services, including, but not limited to, title searches and title insurance policies. Explore your real estate title options by calling or visiting one of our Metro Detroit offices today.
Answering Metro Detroit’s Title FAQs
Obtaining a title for your home or other property in the Metro Detroit area can spark many questions. Fortunately, the Title One team is here to answer them. If you don’t see your question below, feel free to contact us. We’d be happy to help you find the answer you’re looking for.
“Title” refers to the legal right of ownership of a property, this includes the ability to use, possess, and transfer it. It is a legal concept rather than a physical document. A Deed is the physical document that represents proof of that ownership.
To accommodate various real estate transactions, there are several types of titles, including:
- Joint Tenants – When parties own a property as joint tenants and one party dies, the other party gets the property. If one party deeds out during his/her lifetime, it breaks the joint tenancy and the other person he/she deeds to will be a tenant in common with the former joint tenant.
- Joint Tenants with Full Rights of Survivorship – The parties create a contract that cannot be severed. If one party deeds out, the tenancy is not broken but passes on to the new tenant. If one party dies, the other party gets the property. The key difference between Joint Tenants and Joint Tenants with full rights of survivorship is the Joint Tenancy created with full rights of survivorship cannot be broken.
- Tenants in Common – Is an inheritable state, in which each party has a separate and distinct interest that will pass to their heirs. Each party’s share is based on the conveyance where their portion is stated. For example, if 3 parties are in title, 1 party may hold 50% interest where the other two each have 25% interest.
- Tenants by the Entirety – Tenancy created by the phrase “husband and wife” or something of that nature. It creates concurrent ownership enjoyed by a husband and wife.
A title expert, like those at Title One, can help you determine which type is best for your situation. Call or visit one of our offices to explore your title options further.
A title search is a thorough examination of public records to verify the property’s legal ownership and uncover any issues like liens, unpaid taxes, or easements that may affect the transaction.
The Title One team can help you with both the title and deed of your home or other property. Call or visit one of our office locations today to get started.
Explore Your Title Options
No matter what your real estate title needs are, Title One can meet them. Start exploring your title options in the Metro Detroit area today! Complete the form below, and a member of our team will get back to you shortly.